Expanding your table of spending vs saving

Now that you have created your table, you should list out your income (itemised). Further to this, you should now list out your expenses for the period of time you earnt the income listed.

Note: You need to be able to capture all of your income and spendings. Ideally, you would do this over a monthly period.

When your figures are now put into your table, you should start calculating whether you will be in deficit or surplus each month. By doing this, you can now determine how much money you have left over each month. After doing this, you will use your value of the number 1 prioritised item on the list and divide it by the figure which was calculated in your table. This will onlyt work if you are in surplus.