Maybe you now completed your calculations and realised that you are in deficit.
This oughta mean that you have absolutely no money left and pretty much owing debts!!
That's ok, you are not the first so congratulations on being the next person to be in debt. This issue can be resolved by allowing yourself to open up your mind and pick out exactly what you really want and what is useless to you for the time being. This method will allow you to have a look at the things you buy and maybe get them in small quantities? Maybe you smoke too much per week, or maybe you go out too much and spend too much money on shopping.
This method will allow you to realise exactly what you can cut down and will help you reduce your spendings and therefore increase your balance and hopefully get you into surplus.
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